Why not start with bank account in Europe?
It might be a good idea to consider opening a bank account in Europe for your U.S.-based business, until such time other options would become available to you. All you would need in that case is to order Apostille for your company's certified copy of articles of incorporation (or organization), a service you can order form us at the same time when you are ordering your company registration.
Once you establish your first U.S. clients who are willing to make overseas payments via wire transfers to your European bank account, you will be in a position to expand further by using those funds to open a U.S. bank account, either by traveling to the U.S. or by hiring a management company to act as the local signer.
Another challenge is to arrange a payment processing facility for your business. Technically, there are many ways your clients can pay you for your services or the products you sell that does not involve the use of credit cards - think of such solutions as:
Depending on what you sell you might want to explore all those and other payment methods while looking for credit card processing solutions.
That being said, credit and debit card processing capabilities are crucial for the growth of your
U.S. business. First, let's understand how credit card processing works.
Payment Gateway
A payment gateway is an e-commerce service that authorizes payments for e-businesses and online retailers. Payment gateways are provided by payment processors, such as Authorize.net. You can learn more about payment gateways here, and about payment processors here.
It's not difficult to create an account with a payment processor, however the real challenge is to open a merchant account.