Avoiding Social Insecurity: The Retirement You Desire, the Social Security You've Earned by Kristopher Flammang - HTML preview

PLEASE NOTE: This is an HTML preview only and some elements such as links or page numbers may be incorrect.
Download the book in PDF, ePub, Kindle for a complete version.

INTRODUCTION

Social Security. There. I said them. Those two words carry a lot of weight, and come with a lot of baggage.

What for many Americans represents the biggest piece of their retirement puzzle. But for many others, it just represents the biggest puzzle.

For every person who is living a secure retirement because they had the right information and are getting the most out of their Social Security benefits, there are countless others who made a costly mistake because they were uninformed or misinformed.

Many others may end up making the wrong decision because they believe the many myths and misconceptions about Social Security.

You’ve probably heard people say things like, “Social Security won’t be there for me.” Maybe you’ve said it yourself.

No, Social Security is not going broke. Yes, the program faces some challenges moving forward, but it will be there for the people who need it.

For many years, I was one of those people who didn’t know nearly enough about Social Security. But when I discovered how much I misunderstood, and how much money was at stake, I knew I needed to learn everything I could. That led me to begin teaching others, and started me on my mission. I want to help as many people as possible to get the benefit they deserve from Social Security, and live the retirement lifestyle they’ve worked so hard for.

This book is my latest major step on that path.

But it’s about much more than Social Security. Because even though Social Security is a very important part of people’s retirement, it is just one part. There are many other aspects, any of which can make the difference between the lifestyle you want and the lifestyle you want to avoid.

That’s why you’ll also hear from experts in a wide range of areas that can impact your retirement, either positively or negatively.

It all depends on the decisions you make. Those decisions all come down to one thing: information.

That’s really my mission: getting people the information they need so they can make the right decisions and live the right type of retirement.

Americans are living longer than ever. People are spending up to a third of their life in retirement. That’s a long time to be paying the price for a costly mistake which could have been avoided with a little planning, a little foresight…and a little information.