Foreword.
“I’m a great believer in luck, and I find the harder I work the more I have of it.” Coleman Cox 1922
Thanks have to be given to a number of people and the order is in no way an indication of the importance of them all.
My own wonderful family, who have lived through the trauma of both Mom and Dad being out of work and terrified of how to survive. Thank you for the support, as you listened to us, loved us and showed us how common sense could work when panic did not. My other amazing friends, you know who you are and how I love you.
Nikki Coward, without you and Donald, this book would never have seen the light of day. Thank you for holding my hand, writing the introduction, for coming with me to the old age home and getting stories. Thank you for the questions you asked Kobus Kleyn, whose input has been influential to what I have wanted to do. It is fantastic to have such wonderful people as an example to try and emulate.
My amazing company and the staff at MBSE. Hjalmar Bekker and Albert Marais. Thank you for the confidence you have in me and allowing me to make my dream a reality in training. The team who I work with- remember you are awesome. Christine Molekwa- keep our ancestors talking!
My institute: The Financial Planning Institute and all those beautiful people, who have helped me through the years become a better Financial Planner and then rewarded me with the prestigious ” It Starts With Me Award”, for simply following their example. I specially have to single out Lelane Bezuidenhout, David Kop, Barbara Mundell, Adele White and Kirsten Da Silva, without you all I would not be the Financial Planner I am today.
Discovery group and Adrian Gore- Thank you for the encouraging email after I left Discovery, Adrian. The compliance team thank you. Jax Van Meyeren, never a day goes by without your encouragement.
Paul Rabinowitz- without you, I would never have been a trainer. Keep on being weird!
My UFS lecturers and now fellow CFPs, Marius Botha and Wessel Oosthuizen – so much patience and so many answers given.
Most importantly my students from all over the world, you make me the teacher and the taught- I love you all.
Please note that for the cameos in this book the names and some situations have been changed to avoid identification.