“JUST chalk it down,” the poor man said, when he had bought some boneless bread, and many costly things, his wife and brood of bairns to feed—the most of which they didn’t need as much as you need wings. He buys the richest things in town, and always says, “Just chalk it down, I’ll pay you soon, you bet;” and payday evening finds him broke, his hard earned plunks gone up in smoke, and still he is in debt. The man who doesn’t buy for cash lays in all kinds of costly trash, that he could do without; he spends his coin before it’s earned, and roars about it when it’s burned—is that your way, old scout? When comes the day of evil luck the war bag doesn’t hold a buck to keep the wolf away; the “charge it” plan will work no more at any market, shop, or store—no goods unless you pay. The poor man for his money sweats, and he should pay for what he gets, just when he gets the same; then, when he goes his prunes to buy, and sees how fast the nickels fly, he’ll dodge the spendthrift game. If you begin to save your stamps, some day, with teardrops in your lamps, this writer you will thank; when man in grief and sickness groans there’s naught like having fifteen bones in some good savings bank.
