Chapter 4:
Keep Credit Card or Debit Card Away
Synopsis
For majority of college students, acquiring their first credit card is a passage’s rite. This is the first step in making your credit. This also lets you build your financial independence. But, unknown to almost all students, when it comes to their opportunities in the future, creating a positive credit history is very important like a strong GPA. However, students still need to learn to keep credit card or debit card away if they don’t want to end up paying a huge amount of money after or before graduation.
There’s a huge difference between acquiring a credit card and applying for each credit card offer, which is made available for every student. If you are a student, you probably considered student loans. Therefore, do not be tempted by each free T-shirt offer you see.