Free portfolio ‘X-ray report’–no obligation
AES International would be happy to take the strain. You only have to return the simple form on page 14 and we shall do the work for you.
By completing the Portfolio Review Request Form, you simply give us authority to contact your product provider and gather information on your behalf. In return, you will receive a short and clear portfolio X-ray report that provides answers to the questions overleaf and highlights pros and cons of available alternatives.
Why should you trust AES International?
You are probably thinking: “Why should I trust you? Aren’t you just another financial adviser?”
I do not blame you. As this guide shows, the international financial advice industry has done little over the years to deserve clients’ trust.
I discovered this myself in the most unusual way.
Like most of the Board of AES International, I was previously a British Army Officer. We have all been inculcated with the military values of integrity, and are passionate about maintaining the highest standards of professionalism.
I was first commissioned into the Queen’s Guards, then was selected for service with the Airborne Forces. This led me to travel around the world and meet fellow servicemen and expatriates.
From talking to them, I was appalled at the poor quality of much international financial advice.
So I obtained the necessary qualifications and started AES International in 2004.
With other like-minded professionals, I embarked on a crusade to transform a toxic industry which manufactures and vends ‘products’ into a profession which helps people understand, protect and build their assets better than any other organisation.
Because of my Army background, our first clients were soldiers, military and logistical contractors based in hostile territories.
Then, as the company grew, we extended our transparent and professional services to other expats.
By 2012, we were Britain’s fastest-growing financial business according to The Sunday Times Fast Track 100.
In the last few years, we have won over 26 financial awards, including Best Global Offshore Banking Team of 2014, Best Private Wealth Manager Adviser in the United Arab Emirates of 2014, and Best International Financial Planning Firm of 2013.
What makes us different?
Our organisation’s ethos is like the military’s. The highest standards of professionalism and integrity are not only expected but demanded.
1. A beacon of British standards abroad: Our UK business is authorised by the FCA (including for pension transfers) and we hold investment and insurance licences in 36 different countries. Our professionally qualified advisers challenge the status quo and all adhere to a partnership code which governs the uniquely transparent and professional way we interact with our clients. We understand the international/cross-border marketplace and all its challenges as this is all we focus upon.
2. A different business model, where the company’s interests are perfectly aligned with our clients’: Unlike most international IFAs , we do not rely on huge initial commissions. Instead, we retain a very small percentage of the amount you have invested with us over time.
This means you pay substantially less initial commission and do not have to wait years before seeing any growth in your investments.
It also means our best interest lies both in recommending decent products and investments and also looking after you and your portfolio over time. The more your investments grow, the better we serve you and the longer you stay with us, the more we make. If we disappoint you and you leave us, we lose money.
3. Centralised Investment Research: Investment performance is critical and we believe it is wrong to put your faith in an individual financial adviser to select and manage your portfolio.
This is why we have created an independent and centralised Investment Team. They are responsible for ensuring clients have access to the very best funds which are of sufficient quality, match client risk profiles/expectations, and are managed in an appropriate manner.
The Investment Team applies quantitative and qualitative analysis to arrive at a White List of Funds – the funds they believe most likely to deliver superior returns over time across different sectors and risk profiles. We recognise that no single investment house has a monopoly of investment expertise, so we remain fiercely independent, and carefully select a small number of both passive and active managers of truly outstanding ability.
This process delivers transparency, peace of mind, security and performance which are simply unattainable through a single adviser.
4. Centralised compliance and risk management: we have a compliance team based in the UK. They review every single piece of information and every recommendation we send our clients worldwide, to ensure it adheres to the highest regulatory principles regardless of jurisdiction and is in the client’s best interest. This is not a requirement. It is a choice.
5. A team-based approach to servicing: Our contact centre is open 6am-5pm GMT. It is staffed by QFC Level 4 qualified advisers and client service professionals available to answer questions and support you and where appropriate your adviser in providing a high level of ongoing service.
Request your free portfolio ‘X-ray report’
If any of what you have read here strikes a chord, request your FREE portfolio ‘X-ray report’. You may be one of the few investors whose bond has been responsibly set up and consequently is not crippled by exorbitant charges. If so, the free review will confirm this and help you put any concerns to one side.
If, however, your offshore bonds were set up less than responsibly, as is sadly all too often the case, the FREE review could be the beginning of a recovery. It could help you stop building someone else’s wealth and concentrate on building your own.
All you need to do is complete and return the simple form on page 14. This will authorise us to contact your product provider on your behalf. They will have to provide us with information on your investments and charges.
Your investments will remain unchanged. No obligation. No charge. Why not request your free review today?
IMPORTANT NOTE: This guide aims to provide general information on offshore investment bonds. It is a short and simplified summary of a complex subject, so please do not make any decisions based solely on the contents of this guide. Whether or not an offshore investment bond and the investments within it are appropriate to you will depend on many factors, including your individual needs and circumstances. For a personalised recommendation, please contact AES International or request the free portfolio ‘X-ray report’.