Mr. Amzi Montgomery thought it only proper to learn all that was possible of the affairs of his customers. This was the part of wisdom in a cautious banker; and he was distressed when checks that were not self-explanatory passed through the receiving-teller's window. A small bank is a good place in which to sharpen one's detective sense. Every check tells a story and is in some degree a clue.
No account on his bank's ledgers was more often scrutinized than that of Nancy Bartlett, and when she deposited a draft for $2115.15, the incident was not one to be passed lightly. No such sum had ever before been placed to Nan's credit. He knew that she received five- and ten- and even fifty-dollar drafts from Eastern periodicals, and he had touched these with reverent hands: but two thousand dollars in a lump from one of the best-known publishers in the country staggered Amzi. To add to his mystification, half the amount plus one cent, to-wit, $1057.58, was immediately transferred to Thomas Kirkwood's account, and this left Amzi away up in the air. Just what right Tom Kirkwood had to participate in Nan's earnings Amzi did not know, nor did he see immediately any way of finding out.
What did happen, though, coincident with this event, and much to his gratification, was the installation of a girl-of-all-work in Kirkwood's house. Phil had been dislodged from the kitchen, and Amzi was mightily relieved by this. A kitchen was no place for his niece, that flower of the Montgomery flock. His spirits rose when Phil hailed him one morning as he stood baring his head to the November air on the bank steps, and told him that her occupation was gone. She made the confession ruefully; it was unfair for her father to discharge her just as she was getting the hang of the range and learning to broil a steak without incinerating it. "Just for that" she would spend a great deal of time in Main Street, and ruin her constitution at Struby's soda-fountain.
While Amzi was still trying to account for Nan's check, two other incidents contributed further to his perplexities. On his way home one evening he saw Nan and Kirkwood walking together. It was only a fair assumption that the two friends had met by chance and that Kirkwood was merely accompanying Nan to her door, as he had every right to do. They were walking slowly and talking earnestly. To avoid passing them, Amzi turned off at the first cross-street, but stood for a moment staring after them. Then the next evening he had gone to call at the Bartletts' and all his intervening speculations were overthrown when he found Kirkwood there alone with Rose, Nan being, it seemed, in Indianapolis on a visit. Rose and Kirkwood had evidently been deeply engrossed, too, when Amzi interrupted their conference with the usual thump of the drumstick. The piano, he observed, was closed, and it was inexplicable that Kirkwood should be spending an unmusical evening with Rose. Nor was Phil with her father. This was another damaging fact. It was a blow to Amzi to find that such things could happen in his own town, and under his very eyes.
If it hadn't been for Phil's party, the preparations for which gave him plenty to do, Amzi's winter would have opened most unhappily; but Phil's party was an event of importance not only in her life, but in Amzi's as well. Everybody who had the slightest title to consideration received an invitation. He was glad his sisters had suggested that the Holtons be invited. It gave him an excuse for opening the doors wide. He heard much from his kinsfolk about the prosperity of the Holtons, who were held up to him in rebuke for his own sluggish business methods. He wanted his sisters and the rest of the world to know that the First National Bank of Montgomery aroused in him no jealous pangs.
Phil arrived at Amzi's early and ran upstairs to take off her wraps. When this was accomplished and her Aunt Fanny's housemaid, lent for the occasion, had duly admired her, she knocked boldly on her uncle's door.
"Come in, you Phil," he shouted.
Amzi stood before his chiffonier in his shirt sleeves, trying to make a bow of his white tie. A cigar, gripped firmly in his teeth, was not proving of much assistance in the operation. As Phil crossed the room, he jerked off the strip of lawn and threw it into the open drawer.
"See what you've done? See all that litter? All that stuff crumpled up and wasted just on your account? I told that fellow in Indianapolis to give me the ready-made kind that buckles behind, but he wouldn't listen; said they don't keep 'em any more. And look at that! It's a good thing I got a dozen! Thunder!"
The "Thunder" was due to the fact that in his excess of emotion over the difficulties with his raiment, his eyes had not until that instant taken in Phil. His jaw fell as he stared and tears filled his eyes. Above the soft folds of her white crêpe gown the firm clean lines of her shoulders and throat were revealed and for the first time he fully realized that the Phil who had gladdened his days by her pranks—Phil the romp and hoyden—had gone, and that she would never be quite the same again. There was a distinct shock in the thought. It carried him back to the day when her mother had danced across the threshold from youth to womanhood, with all of Phil's charm and grace and her heart of laughter.
Phil fanned herself languidly, feigning to ignore his bewilderment. An aigrette in her hair emphasized her height. She lifted her arms and, whistling softly, pirouetted about the room. Her movements were those of vigorous, healthy youth. Her eyes were bright and her cheeks aglow.
"Thunder!" gasped Amzi, feeling absently of his collar. "Is that you, Phil?"
"Generally speaking, it ain't, Amy. What do you think of the gladness of these joyful rags anyhow?"
"You look right, Phil. You've grown about six inches since I saw you last. High heels?"
She thrust out a slipper for his inspection.
"Those clothes are not as bad as some I've seen. I don't mind the low-in-the-neck effect when there's a neck to show like yours. Most of 'em look like the neck of a picked gander. I guess Fanny did about the right thing. Fanny's taste is usually pretty fair."
"Oh, the whole syndicate took a hand in it," said Phil with a sigh. "They nearly wore me out; but they were so busy consulting each other that they didn't notice that I chose the crêpe myself. But I wanted you to like my things, Amy."
"Of course I like 'em. You certainly look grand."
He rummaged in one of the chiffonier drawers.
"Just wait a minute," he said; "you've got to fix this fool thing for me." He placed a fresh tie round his white-wing collar and loosely crossed the ends. "I ain't going to take any chances of spoiling this. Now, Phil, do your noblest."
"With gloves on? Well, I'm used to doing daddy's over again, so here goes."
He stood with his chin in air while she tied the bow. Her youth, her loveliness, her red lips, compressed at the crucial moment when the bow took form, moved and thrilled him. No one in the world had ever been so dear to him as Phil! When she rested her hands on his shoulders and tilted her head to one side to study her handiwork he raised himself on his toes and lifted his hands, in one of which he had concealed something.
"Bend your head a little, Phil; I ought to have a ladder for this."
And in a moment he drew down upon her neck a chain with a pendant of pearls, which he had chosen with the greatest care at the best jeweler's in Indianapolis.
"Now look at yourself!"
She sprang to the mirror, and while she was exclaiming over it, he remarked, "I guess it don't make you look much worse, Phil. But it doesn't make you look much nicer. Thunder! Nothing could!"
"Amy! I'm going to muss you up!" she cried, wheeling round.
"Phil—don't you touch me; don't you dare!"
He backed away and began drawing on his coat, and she abandoned the idea of mussing him to make sure his tie didn't crawl up over his collar. She clasped him tight and kissed him on the mouth.
"What a dear old pal you are, Amy," she said, laying her cheek against his. "Don't you ever think I don't appreciate what you do for me—what you are to me!"
"I guess that's all right, Phil," he said, and turned round to the chiffonier and blew his nose furiously. "Where's Tom?"
"I guess daddy's gone downstairs."
"Well, most of your aunts are on the job somewhere and we'd better go down and start this party. I hear the fiddlers tuning up."
Amzi II had built a big house with a generous hall and large rooms, and it had been a matter of pride with Amzi III to maintain it as it had been, refusing to listen to the advice of his sisters that he shut off part of it. Amzi liked space, and he was not in the least dismayed by problems of housekeeping. In preparing for Phil's party he had had all the white woodwork repainted, and the floors of the drawing- and living-rooms had been polished for dancing.
In Montgomery functions of all sorts begin early. The number of available public vehicles is limited, and by general consent the citizens take turns in the use of them. There hadn't been a party at the Montgomery homestead since the marriage of the last of the Montgomery girls. It was not surprising that to-night many people thought a little mournfully of the marriage of the first! The launching of Phil afforded opportunity for contrasting her with her mother; she was or she was not like Lois; nearly all the old people had an opinion one way or another.
Among the early arrivals was Mrs. John Newman King. Mrs. King, at eighty, held her own as the person of chief social importance in town. The Montgomerys were a good second; but their standing was based merely upon long residence and wealth; whereas Mrs. King had to her credit not only these essential elements of provincial distinction, but she had been the wife of a United States Senator in the great days of the Civil War. She had known Lincoln and all the host of wartime heroes. Lincoln, Grant, and Sherman had been her guests right there in Montgomery—at the big place with the elms and beeches, all looking very much to-day as it did in the stirring sixties. Mrs. King wore a lace cap and very rustling silk, and made pretty little curtsies. She talked politics to gentlemen, and asked women about their babies, and was wholly charming with young girls.
She paused before Phil, in the semicircle that included Amzi and his sisters with their husbands, and Tom Kirkwood.
"My dear child, on this proud occasion I want to say that the day you fell out of the cherry tree in my back yard and broke your arm and came into the house to get a sand tart as usual before going home, just as though nothing had happened, I loved you and I have loved you ever since. And you didn't cry either!"
"I didn't cry, Aunt Jane, because I hadn't sense enough to know I'd been hurt!"
"You were always a child of spirit! It's spirit that counts in this life. And for all we know in the next one, too. Don't you let all these relations of yours spoil you; I've known all the Montgomerys ever since your great-grandfather came here from Virginia, and you please me more than all the rest of 'em put together. Do you hear that, Amzi!"
Amzi was prepared to hear just this; he was nigh to bursting with pride, for Mrs. King was the great lady of the community and her opinion outweighed that of any dozen other women in that quarter of Indiana.
Montgomery is just a comfortable, folksy, neighborly town, small enough to make hypocrisy difficult and unnecessary. In a company like this that marked Phil's entrance upon the great little world, no real Montgomeryite remembered who had the most money, or the costliest automobile, or the largest house. The Madison professors, who never had any hope of earning more than fifteen hundred dollars a year if they lived forever, received the special consideration to which they were entitled; and Judge Walters might be hated by most of the lawyers at the bar for his sharp admonitions from the bench, but they all respected him for his sound attainments and unquestioned probity. Among others who were presented to Phil (as though they hadn't known her all her life!) were a general and a colonel and other officers of the line, including Captain Joshua Wilson, poet and county recorder, and the editors of the two newspapers, and lawyers and doctors and shopkeepers, and, yes, clerks who stood behind counters, and insurance agents and the postmaster, all mingling together, they and their children, in the most democratic fashion imaginable.
"We're all here," said old General Wilks, who had been a tower of strength in the Army of the Tennessee, "and we're the best people of the best state on earth. I claim the privilege of age, Amzi, to kiss the prettiest girl in Indiana."
Beyond question the arrival of the William Holtons, with their niece and nephew from Indianapolis, caused a stir. They were among the late comers, and the curious were waiting to witness their reception, which proved to be disappointingly undramatic. Their welcome in no wise differed from that accorded to other guests. Every one said that Charles Holton was a handsome fellow, and his sister Ethel a very "nice" though rather an insipid and colorless young woman. It was generally understood that Amzi's sisters had forced his hand. The conservatives were disposed to excuse Amzi for permitting the Holtons to be invited; but they thought the Holtons displayed bad taste in accepting. It was Phil's party, and no Holton had any business to be connected with anything that concerned Phil. And Tom Kirkwood's feelings ought to have been considered, said his old friends.
"You see," Charles Holton remarked to Phil, when he had bowed over her hand with a good deal of manner, "I really did give up that New York trip. I would have come back from China to see you in that gown!"
The musicians (five artists from the capital, and not the drummer and piano-thumper usually considered adequate in Montgomery for fraternity and class functions) now struck up the first number.
"Please give me a lot of dances," begged Charles, looking at Phil's card.
"One! Just one!" replied Phil.
"You are bound to be a great tyrant; you should be merciful to your humblest subject."
"I haven't seen any of the humility yet," she laughed.
Her Uncle Lawrence Hastings had undertaken to manage the dance and he glided away with her to the strains of the first waltz. Hastings boasted a velvet collar to his dress-coat, and the town had not yet ceased to marvel that fortune had sent to its door a gentleman so exquisite, so finished, so identified with the most fascinating of all the arts. Hastings had for the social affairs of Montgomery a haughty scorn. It pained him greatly to be asked to a neighbor's for "supper," particularly when it was quite likely that the hostess would herself cook and serve the food; and the Fortnightly Assembly, a club of married folk that met to dance in Masonic Hall, was to him the tamest, the dullest of organizations, and the fact that his brother-in-law Waterman, who waltzed like a tipsy barrel, enjoyed those harmless entertainments had done much to embitter Hastings's life. Hastings imagined himself in love frequently; the Dramatic Club afforded opportunities for the intense flirtations in which his nature delighted. The parents of several young women who had taken part in his amateur theatricals had been concerned for their daughters' safety. And now Phil interested him—this new Phil in city clothes. The antics of Phil, the tomboy of Main Street, had frequently aroused his indignation; Phil, a débutante in an evening gown that he pronounced a creation of the gods, was worthy of serious attention. She was, he averred, Hermione, Rosalind, Portia, Beatrice, combined in one perfect flower of womanhood.
"You are adorable, Phil," he sighed, when the music ceased, leaving them at the end of the living-room. "A star danced and you were born."
"That is very sweet, Lawrince," said Phil; "but here comes my next partner. You mustn't stand in the way of the young men."
The very lightest laughing emphasis on "young" made a stab of this. He posed in a window and watched her, with his gloomiest Hamlet-like air, until his wife, noting this familiar symptom, interrupted his meditations and commissioned him to convoy a lady with an ear-trumpet to the dining-room.
The party was going merrily; there was no doubt of its complete success. Some of the older folk remarked upon the fact that Phil had danced with Charles Holton; and he danced well. There was a grace in the Holtons, and Charles was endowed with the family friendliness. He made a point of speaking to every one and of dancing with the wall-flowers. It was noted presently that he saw Mrs. King to her carriage, and was otherwise regardful of the old folks.
Phil had wondered whether Fred Holton would come. She had hoped he would when she asked him at her uncle's farm, and the formal invitation had been dispatched to R.F.D. 7 as promised.
It was ten o'clock when Fred appeared. Phil saw him over her partner's shoulder talking to Amzi in the hall door, and as she swept by him in the dance she caught his eye. Fred had come late out of sheer timidity, but he had arrived at a moment when the gayety was at its height.
His diffidence had been marked even in his college days, and he was unused to gatherings of this kind. The proximity of so many gay, laughing people was a real distress to him. And if the other members of his family were able to overlook Jack Holton's great sin, Fred was acutely conscious of it now that Phil had dawned on his horizon. He had no sooner entered the house than he regretted his temerity in coming; and he had come merely to see Phil—that was the whole of it. Nor did the thought of this now contribute to his comfort. His glimpses of her as she danced up and down the room with three partners in turn—one of them his brother—set his pulses throbbing. Phil in her simple white gown—this glowing, joyous woman was no longer of his world. For the first time in his life his heart was shot through with jealousy. He had always felt Charles's superiority, but with a younger brother's loyal admiration he had not resented it. He resented it now. Fred had resurrected a cutaway coat for this adventure, and he was acutely aware that there were more dress-coats in evidence than he had imagined were available in Montgomery. Amzi, who had greeted him kindly, introduced him to a visiting girl whose name he did not catch, and he was doing his best to present an appearance of ease in talking to her. It had been a long time since he had danced, and he did not know the new steps. The girl asked him why he did not invite her to dance, and this added to his discomfiture. There is no greater unhappiness than that of the non-dancing young man at a dancing-party. He is drawn to such functions by a kind of fascination; he does not understand why other young men with no better brains than his are able to encircle the waists of the most beautiful girls and guide them through difficult evolutions. He vows that he will immediately submit himself to instruction and lift himself from the pits of torment.
The visiting girl was carried off, evidently to her relief and delight, by a strange young man and Fred was left stranded in an alcove. He had never felt so lonesome in his life. Phil vanished and now that he no longer enjoyed even his earlier swift glimpses of her, his dejection increased. He was meditating an escape when, as his eyes sought her, she stood suddenly breathless beside him. A divinity had no right thus to appear unheralded before mortal eyes. Fred blushed furiously and put out his hand awkwardly. Phil's latest partner begged for another dance; there was to be an extra, he pleaded; but she dismissed him with a wave of her fan. There had been high-school dances where Phil had learned to steel her heart against the importunate.
"Why didn't you come and speak to me?" demanded Phil when they were alone.
"I was just waiting for a chance. I didn't want to bother you."
"Well, you'll have to do better than this! You're the only person in the house who hasn't spoken to me! But it was nice of you to come: it must be a trouble to come to town at night when you live so far." She sat down in the window-seat and bade him do likewise. "You did see Uncle Amy, didn't you? I saw you talking to him; but you ought to have come earlier while there was a receiving-line ready for you. Now you'll have to look around for everybody; you have to speak to my three aunts and all my uncles and my father."
"I'll be glad to," declared Fred; and then realizing the absurdity of his fervor in consenting to speak to the aunts and uncles he laughed.
"You're scared," said Phil. "And if you won't tell anybody I'm a little bit scared myself, just because everybody tells me how grown-up I am."
The music struck up and a young cavalier—a college senior, who had worshiped Phil since his freshman year—came to say that it was his dance. She told him that she was tired and would have to be excused. He wished to debate the question, but she closed the incident promptly and effectively.
"I'm busy talking to Mr. Holton; and I can see you any time, Walter."
Walter departed crestfallen; she treated him as though he were still a freshman. He was wearing his first dress-coat and the tallest collar he could buy, and it was humiliating to be called Walter and sent away by a girl who preferred to talk to a rustic-looking person in a cutaway coat and a turnover collar with a four-in-hand tie.
Phil carried Fred off for a tour of the rooms, pausing to introduce him to her father and to the three aunts, to whom she said how kind it was of Fred to come; that he was the only person she had personally asked to the party. And it was just like Phil, for years the loyal protector of all the discards among the cats and dogs in town, to choose a clodhopper for special attention. Kirkwood, who had forgotten Fred's existence, greeted him in his pleasant but rather absent way.
The torrid Wabash Valley summers of many years had not greatly modified the chill in Kirkwood's New England blood, and the isolation in which he had lived so long had deepened his reserve. The scholarly stamp had not been effaced by his abandonment of the academic life, and many of his fellow-townsmen still addressed him as Professor Kirkwood. His joy to-night lay in Phil's happiness; his heart warmed to the terms of praise in which every one spoke of her. It touched his humor that his daughter was in some degree a public character. Her escapades in childhood and youth had endeared her to the community. In her battles with the aunts public sympathy had been pretty generally with Phil. "Otherwise Phyllis—?" Many a smile had been occasioned by that question. Tom Kirkwood knew all this and was happy and grateful. He had not attended a large gathering of his fellow-townfolk since his wife left him, so that his daughter's coming-out was an event of double significance for him.
The aunts were somewhat critical of the arrangements for refreshing the guests. Amzi, refusing to heed their suggestions that the catering be entrusted to an Indianapolis firm, had arranged everything himself. The cakes were according to the best recipes known at 98 Buckeye Lane, and Rose and Nan were there, assisting, by Amzi's special command. During the evening he consulted first one and then the other; and when his sisters asked icily for instructions, he told them to look handsome and keep cheerful. This was unbrotherly, of course, but Amzi was supremely happy.
The older people had been served in the dining-room and many of them had already gone or were now taking leave, and the waiters were distributing little tables for the young people.
"Let me see, you were to have refreshments with me, Miss Kirkwood; I have a table in the drawing-room alcove all ready," said Charles Holton to Phil as she still stood talking to Fred in the hall. Fred had been wondering just what his own responsibilities were in the matter. Charles had greeted him affably; but Fred's diffidence deepened in his brother's presence: Charles was a master of the social arts, whereas Fred had only instinctive good-breeding to guide him. Fred was about to move away, but Phil detained him.
"Isn't it curious that you two brothers should have the same idea," said Phil artlessly. "It's really remarkable! But I think"—and she turned gravely to Fred—"I think, as long as you came too late for a dance with me, I shall eat my piece of pie with you—and I think right up there on the stairs would be an excellent place to sit!"
Fred, radiant at the great kindness of this, went off to bring the salad for which she declared she was perishing. Charles looked at her with an amused smile on his face.
"You're a brick! It's mighty fine of you to be so nice to Fred. Dear old Fred!"
Phil frowned.
"Why do you speak of your brother in that way?"
"How did I speak of him?"
"Oh, as if he were somebody to be sorry for!"
"Oh, you misunderstood me! I was merely pleased that you were being nice to him. Fred would never have thought of asking you to sit on the stairs with him—I knew that; it was just like you to save him from embarrassment."
"Oh!"
He was piqued by the connotations suggested by Phil's "Oh!" Phil was not only stunningly pretty, but she had wits. It was his way to impress girls he met, and there was no time for dallying now; Fred would return in a moment and take Phil away from him. He intended to see a great deal of her hereafter, and he believed that in the opening skirmishes of a flirtation a bold shot counts double. Phil waved her hand in the direction of the table where the Bartletts, her father, and Amzi were seating themselves, and when she looked round at Holton, she found his eyes bent upon her with a fair imitation of wistfulness and longing which in previous encounters of this sort he had found effective.
"I don't believe you realize how beautiful you are. I've been over the world a good deal and there's no one anywhere who touches you. There are lots of nice and pretty girls, of course, but you are different; you are a beautiful woman! To see you like this is to know for the first time what beauty is. And I know—I appreciate the beautiful soul there is in you—that shines out of your eyes!" His voice was low, and a little tremulous. "I want the chance to fight for you! From that first moment I saw you in your father's office I have thought of nothing but you. That's why I came—why I gave up business of real importance to come. And I shall come again and again, until you tell me I may come no longer."
His voice seemed to break with the stress of deep feeling. Phil listened, first in surprise that yielded perhaps to fear, and then her head bent and she looked down at her fan which she slowly opened and shut. She did not lift her eyes until she was sure he had finished.
"By the way," she remarked, with studied carelessness, as she continued to play with her fan, "I wish I could quote things offhand like that. It must be fine to have such a memory! Let me see, what is that from—'The Prisoner of Zenda' or 'How Lulu Came to Logansport'? Oh!" (with sudden animation as Fred came bearing two plates) "there's my young life-saver now!" Then to Charles again: "Well, I shall certainly look up that quotation. It was ever so nice of you to remind me of it!”
Holton struck his gloved hands together smartly in his irritation and turned away. Phil was undoubtedly different; but she was not through yet. She called him back, one foot on the stair, and said in a confidential tone, "That nice little Orbison girl,—the blonde one, I mean, who's visiting here from Elwood,—I wish you'd take good care of her; I'm afraid she isn't having a wildly exciting time."
"This is what I call being real comfortable and cozy," she remarked to Fred as they disposed themselves on one of the lower steps.
Below and near at hand were most of the members of her family. She saw from the countenances of the three aunts that they were displeased with her, but the consciousness of this did not spoil life for her. She humanly enjoyed their discomfiture, knowing that it was based upon the dinginess of Fred's clothes and prospects. Their new broad tolerance of the Holtons did not cover the tragic implications of Fred's raiment. They meant to protect Phil in every way, and yet there was ground for despair when she chose the most undesirable young man in the county to sit with in the intimacy of the refreshment hour at her own coming-out. Mrs. Fosdick leaned back from her table to ask Amzi in an angry whisper what he meant by allowing Phil to invite Fred Holton to her party.
"What's that? Allow her! I didn't allow her! Nobody allows Phil! Thunder!" And then, after he had picked up his fallen napkin, he turned to add: "There's nothing the matter with Fred that I know of!"
The comparative quiet that now reigned was much more to Fred's liking than the gayety of the dance. Phil treated their companionship as a matter of course and his timidity and restraint vanished. Nothing in his experience had ever been so agreeable and stimulating as this. That Phil, of all humankind, should have made this possible was to him inexplicable. It could not be that when this was over, he should be hurled back to Stop 7.
Phil, who had disposed of Charles's confession of adoration to her own satisfaction, now seemed bent upon winning some praise from the halting tongue of Charles's brother. To make conversation she directed attention to her new trinket, holding out the chain for Fred to admire the pearls. In doing this he saw the pulse throbbing in her slim throat, and this in itself was disturbing. Her nearness there on the stairway affected him even more than on the orchard slope where he had experienced similar agitations. When she laughed he noticed an irregularity in one of her white teeth; and there was a tiny mole on her neck, just below her left ear. He did not know why he saw these things, or why seeing them increased his awe. It seemed wonderful that she could so easily slip her hands out of her gloves without drawing the long gauntlets from her arms. Farther and farther receded the Phil of the kitchen apron with whom he had bargained for the sale of the saddest apples that had ever been brought to Montgomery by a self-respecting farmer! When her father came to the stair-rail to ask if she felt a draft from the upper windows, Fred was shaken with fear; the thought that the airs of heaven might visit affliction upon this brown-haired and brown-eyed marvel was at once a grief to him. He felt the world rock at the bare thought of any harm ever coming to her.
"As if," said Phil, w