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1 JUST IMAGINE
Take a look at your child or children. What do you imagine they will be doing in the next few years? How do you imagine they’ll live their lives when those few years arrive? Imagine that you can have them live that life today and now.
If you’ve thought through on the first paragraph, you may doubt the possibility of your expectation seeing this side of earth. Most parents may not be able to see their children become today what they naturally expect of them in a few years from now. Our society has taught us that we have to bear the responsibilities of our wards till they are grown before we can empower them. Our brains are wired with the thought that our children are our responsibility so we can bear through with them while we wait their blossoming into that huge money making personality that we expect time will make them be.
Now imagine your child runs home, jumps on you and says dad or mom here’s what I got $50000, I won the music competition at school. Wouldn’t you collect the money? Off course you would. That money is too huge to overlook. You may think that doesn’t happen often, but how about if it happens?
Our worlds is filled with too many possibilities that our thinking the normal everyday way has overlooked because we think some things are almost impossible that if they happen at all, they happen by chance. We can’t imagine a child or even a teen worth a million dollars. The good news is many children your child’s age have managed to break of the limitations that their parents placed around them and have gone ahead to do unbelievable things, things their parents could never have done at their age. Some parents who had the same information as I am about sharing with you in this book have helped position their children and are benefitting from the wealth they have helped their children create.
I am not talking about abusing a child by asking the child to go work at a tender age to care for himself. No, I am talking about helping your child discover the hidden capacities in him that can make him sell out. If your child gets to know what the richest men in the world know at their tender age, you will be positioning them with the right information. Information is empowerment. Once they are informed and guided as they will easily accept, you will be creating a giant of your child in not time.
The late Michael Jackson’s father Joseph Jackson will be a good tutor in this regard. He discovered talent and capacity in his wards and went ahead to develop that talent that became the cynosure of global eyes. Michael Jackson from his teenage age was making more in one night that what many parents in his time earned joined together.
When Joseph Jackson began putting his ward through, his wards too might have assumed that dad was having them go through rigorous work and that they were way too little. He never looked away from this training because he acknowledged that in his wards was a capacity that could make them stand-out and etch a living. He first saw the genius in Michael.
If you look straight into your wards, you’d find that incredible talent that often you overlook. You know your child can write, sing, draw or is good at some great deal but you push the development of that part of your child to the teachers at school who may not recognize those talents. You failed your child. You have to do more; you have to take over the responsibility of building your child’s talent.
Musical icons such as Justin Bieber started way early and were already renowned for their talents before they were even teenagers. Off course, with renown arrives wealth. If you start this early, before long, your child will be celebrated. And guess what? The earlier your child discovers he is very good at doing what he does; you create a launch pad for his full maximization of his talents when he finally reaches the age of independence.
Now imagine, what is it your child loves doing and you know he has shown capacity to do well? Think on this.
Imagine your child at what you have observed he loves doing and see him in an atmosphere where he can do what he does and be celebrated. If you can picture it, that’s actually where your child should be.
The question you will be asking yourself is “what is it I must do to bring out the best with a commercial value in my child. Think. If you can think, before long the answers will arrive and when they do, you act in that direction.
Your child may not be able to think for himself now so all the propulsion to succeed will be dependent on you. All the ethics that he has to apply will depend on your ethics. If you turn out a bad time keeper, he’d certainly walk in your footsteps. You must know in advance where your child is going and equip yourself with all the necessary tools like this book.
Your child is that genius whose time has arrived. He will sure be proud of a father or mother who is helping position him where he could never have being.
Imagine you are the father of a twelve year old millionaire. It’s not impossible. If you can think it, you can do it.
2 KNOW YOUR CHILD
Today’s parents are often way too busy to have time for their wards. They are always everywhere and suddenly they discover they are nowhere around their wards. Most parents come to this knowledge after time has gone and it hits them how fast their wards have grown ahead of them and they have failed to be part of their children’s growing up years. These parents have left all the development of their wards to the teachers at school and friends.
Teachers could be very good at what they do but they can never be as good as you to your child. God could have handed your wards at birth to the teacher not you but he believed in your capacity to build your child. If you are thinking you’ve sent your child to the best school in town and that’s what every great father is doing, you’ve got it all wrong. You remain the greatest adventurer to the unknown world of your child’s future, the millionaire future.
How much of your child do you know? Sadly, many a parent would find this answer unanswerable. They are way too far their wards and their wards are wishing they could have just a bit of them. You can’t want to get the best out of something if you don’t know the workings of that thing. You can’t get the best of your child if you don’t know your child. You have to know your child’s weaknesses, strengths, likes, dislikes, chores etc. this helps you build them around their strengths and also see how to develop their weaknesses.
Now that you are reading this book and thinking of how to make your child a millionaire before he turns twenty, you’d be tweaking your mind on where and how you must direct your energy around your child that you know very well to make the most of his strength and weaknesses.
In the previous chapter I said that the millionaire is in your child’s talent. Many parents think that the son of the other guy is quite good at what he does and has become famous so my child will have to follow his footsteps. You are not trying to become Mr. Joseph Jackson. Not everyone will be lucky to produce a child protégé as Michael Jackson was. So you trying to develop your child into another Michael Jackson will be another mistake if your child has no singing or dancing talents.
Your child’s talent like your talent is where the millionaire treasures of this world lay. You have to know your child’s talents and capabilities and then you look for means to develop that talent into marketable value. If your child has the crave for drawing and painting, don’t try to make him a singer because you think singers make a hell lot of money. Many singers don’t. If your child is good at athletics don’t think he is wasting his energy because you think he should be better playing the keyboard. Flow with what your child likes best. So if you have no idea what you child loves to do then, you really don’t know your child.
The question of whether you really know your child may pop right into your brains. It’s understandable. Ask yourself how best you know your child better than your neighbors and friends know. For many parents, friends and neighbor seem to know better than them who their children really are. As a parent, you are not just your child’s father or mother. You are a mentor and a guide. Get it.
Your neighbors and friends can’t go the extra mile. They may discover your child’s ability and they’d say nothing about it. Those who are good enough will tell you your child is incredibly talented but will stop just there. They won’t seek to help your child expand into the realities that could happen with such incredible talent. If you therefore fail to know you child and his capabilities you will be far away from making millions yourself.
Now look at your child. What do you see? Do you see a millionaire? This may still be very difficult a question to answer even if you think you know your child’s enormous capacities. There may be the fear that your child may not flow in the direction of your desire to align his attributes with making money. Its normal if this happens. At least you have taken the first step of studying your child and discovering his hidden potentials. You have passed your first test. The next will take a natural course. This natural course may involve your trying to convince your child about his abilities even if that child doesn’t think his abilities are not worth looking at.
Maybe your child may have this skills that you’ve discovered he has but he has no idea he even has them or that they are as valuable as you or others may be thinking they are. You will have to help your child discover himself. You discover him first and then you help him discover what lies in that potential that you think he has.
If your child already knows he has great potentials at what he loves to do, it makes the job easy for you. You both know the potential is there and he will be readily available to tow your line of thought of trying to help him make the best of his talents for himself.
But now first lets imagine you’ve discover some hidden talent in your child that your child is shy to act on or let’s say a friend has whispered in your ears that your child has tremendous talents at something that you can make the best of but you child doesn’t know or isn’t ready to talk about it.
The next chapter will help you help your child discover what his potential that you have seen in him can help him do.
3 HELPING YOUR TALENTED CHILD DISCOVER HIS TALENTS
Great parents want the best for their children. I’ve said before that we often pray for a bright future as parents of our children. We hope our children’s future is bright i.e. future. We fail to look at the present and how bright we can make the present be. A father will tell his child, I’m doing this so that you can have the best of tomorrow. What your child actually wants is tomorrow today. Your child already knows what the big lifestyle of the very rich are; posh cars, a home in a posh suburbs, and lots of money. They know. At a tender age, the television and movies have done all the spoiling that our children no longer dream of the future. The future is the future. They’d like to live in the present realities of what they can do now.
At a tender age children and teens begin to copy musical icons and other famous acts. They want to sing, be famous and very rich. Your child wants to be very rich. Parents have being too reserve at talking about money to their wards. Seriously, they think their children aren’t worth understanding how money works at this tender age so they let go that topic for the future when the rat race begins to catch with them.
No better time there is to talk about money and developing their talents and capacity than now when they are not yet caught in the web of rats. It will be a pleasurable ride and the benefits are huge. If your child understands the money principle early on say at ten, before they are fifteen they’d be millionaires already. If your child’s above ten, you are still on course to having a millionaire teen or early tys before five years elapses.
Let’s say you’ve discovered by careful study of your child that he has a special talent that you think is worth developing, something he really loves but your child has no idea what he loves doing has huge potentials for him to make money and fame from it. You will have to talk to him about it.
This “talk” will involve:
The talk you are offering your child is a priceless bait. Often your child realizes this early at a tender age after your reassurances of a better future applying what he has gotten inside him. He will certainly enjoy the company of his father or mother who believes he has potentials and are ready to help him strive towards accomplishing that potential.
Venus and Serena Williams world tennis champions and one time number one and two interchangeably were propelled into becoming champions by their dad who saw the massive talents in his arsenal and decided he would get the best out of them. Venus and Serena have being a delight to watch to many tennis fans and a motivation to non-tennis fans. You can take Mr. Williams for motivation. Mr. Williams might never have being a local championship winner but he won all there is to be won in tennis with his two daughters.
Don’t think you aren’t even qualified because your child hasn’t seen you succeed at business or that task that you want him to do. You are the strongest motivation for your child and if you say go especially at that tender age when he believes you absolutely, he will learn to believe you throughout his life.
If you could not do it, may be its because you never had the motivation. Your child can when you motivate him to seeing the realities of what he has up there.
Today’s children know money. What they don’t know is that they can make that money before they grow into becoming adults. Money could be the strongest attraction and when you are around that, they could be confident around you.
When you talk your child into seeing his potentials and how he can make the best of him, you will constantly have to do the guidance. You’d be like a coach to your child. He may not read all the books there is to read but you must read them for him. He may not have all the money to invest in his skill initially; you will have to invest that money. Money is only gotten from money.
You don’t have to cuddle him. It isn’t necessary. All you have to do is give him the air to breath. Let the idea of him developing his talents look like he is the owner even when you are the person instigating it. Children easily let go and become tired when they are being forced to take an action.
Inspire and motivate him. That’s all he needs once he discovers he has capacity.
It’s very important your child knows that he has the capacity and talents to be like some of the other celebrated millionaires. If you can help him think it, he could as well do it.
How about if you think your child is untalented and that you’ve not seen anything too special that is worth developing as per skill. The next chapter is talking about helping your seemingly untalented child find a talent that he can develop and be very good at to become a millionaire.
4 HELPING YOUR SEEMINGLY UNTALENTED CHILD BECOME A CELEBRATED TALENT
I’ve heard a couple of parents complain about their children’s inability. They’d often tell me they’ve done all there is they can do for their child and they’ve not seen any improvements. I’ve often told them to relax. Every child is a talent and there are box of skills available in your child that perhaps you have failed to allow strive.
Some parents often try to compare their children with the children of their friends. I’ve often said that there is no comparison we can use to compare any child. Every child is unique in some great way that we can never be correct thinking the other child is far way better than this one.
If you think your child isn’t talented or as talented as the other children around, it means you have quite a lot of work to do. Maybe you’ve not created the right atmosphere for the talent of your child to strive. It’s either you are doing too little or too much and either way kills the soup. There must be the right balance of everything and finding that right balance is where most parents get it wrong.
We often feel as parents that it is in our place to ensure our wards get off to the best start in getting them moving as fast as we wish. We fail to look and consider the child’s strengths and weakness in relation to our goals. We tend to force talents on our children rather than making them discover and grow with what they have discovered about themselves.
Most parents have defined professions for their wards before they even begin to get into school and they force their wards through their own training directed towards their chosen profession while their wards struggle to accomplish their parents wish. While many children have managed to get through with their parents’ wishes, most have hit strong rock. The result is a battered future, what their parents had not anticipated.
I had a friend during my days at the university running a first degree in mechanical engineering. He was never in class and I had to help him with his assignments for a little sum. Once I had to ask him why he was often not in class. He said he intended to waste his parents’ money because he wasn’t doing the course he had originally intended to study at the university. It touched me but I couldn’t help feeling sad for him. He ended up with a cult and was killed by an opponent cult. He was another waste.
There are many stories across the internet like the one above evident to the fact that it will be a failure on the part of parents to think for their wards and then force them towards their thinking. If you think your child is not talented enough, it’s probably because you are hoping to align him with what you think he should do just so that he may fulfill your future interest. Sadly it hasn’t always worked that way and your child wouldn’t become an independent millionaire that way. You are rather helping him depend on you, after-all you opted for his profession in the first place and you may not be able to query him in a case of life’s inconsistencies. He’d also be blaming you too.
What do you do then to help that child you feel has no talents or ability, let’s say you are certain about your child’s weakness and failure? Just look again.
What you need do is to leave your child with all the air he needs to breath. Let him learn to discover himself without you. Don’t try to poke into his affairs. He may just be too shy to act around you. Pretend you aren’t around and you don’t mind him especially when he is around his peers. Watch. Children often become their best when they are around other children.
Sometimes we raise our children in grown up environments and expect them to level up with our thinking and philosophy at their tender age. Children will be children and you can’t help it. If you force their development, you will be endangering them. what I mean is that you will make a millionaire out of your child without much stress when he learns to find in himself his own capacity that he finds joy doing and then you adapt it as his selling strength.
Some children tend to do more alone. That’s where they often find the right inspiration to be their best so being around you may hinder their creativity. Discover if your child is this type and help him make good use of this quality.
Some parents scare their children off from a tender age that when the children grow up they push themselves away from their parents. This set of parents may not see anything special about their kids. It pays to attract you children towards you even if he is worthless. He could be worth so much with warmth from you.
Children naturally love to share what they can do with everyone who cares about how they feel and shows some good interest in them, a good reason for you to also show real interest in your child, how they relate, what they do, how they think, why they think the way they do, and where they’d like to be now and in the immediate future. Try to think how your child thinks. Before long, you will discover that that child of yours who capacity you overlooked was worth more than gold.
Think like Abraham Lincoln whose unwavering faith in his son prompted his letter of confidence. Do everything you can and everything you should do to ensure your child becomes the superstar. If you cannot help him move gear at what he loves doing, you cannot help him make money this early.
Once you’ve helped your child recognize himself, you will need to teach him about money. The next chapter is an introduction to money
5 UNDERSTANDING MONEY!!!! IS IT TOO EARLY FOR YOUR CHILD?
You might have grown up in an environment where understanding money and loving money by children was considered inappropriate. I grew up in such environments. If a child loved money or had a clinging for it, our elders concluded that before long that child will go stealing to get it so they kept the understanding and loving of money from us for as long as they could. But somehow, we had to use money and we learnt to use money even for inappropriate things. I thought, Wouldn’t it have great we learnt very early how best to use money to make the best of our lives?
It will shock you what I’m about asking you do. You will have to trade off those old set of beliefs and pick up this one, that your child must understand how money works and how it is gotten so that he understands how best to use it for maximum benefits for you and for himself.
Children learn to spend. We give them quite a lot as daily stipends for their sweets and burger. Because you’ve told them to buy for themselves that sweet thing, they naturally assume that every money that steps into their hand is for buying sweet and biscuits.
Only a handful of children think they can save some of their money and the reason for saving is to buy something bigger in the future that the little everyday money would not get in one go. Our society has helped us mold our children with the buying mentality. If a child is asked “what do we use money for?” the answer that pops from his mouth is, “for buying what we want.” Its buy, buy, buy.
But you see, that’s the difference between the children who become millionaires early in their lives. These children have being tutored on savings and applying money to make more money. Yes a child may have talent, but that talent will require some money to bring it to valuable form where more money can be made. Children who have gone ahead to make millions early in their lives learn to save.
Many parents often collect money given to their wards by family members or acquaintances in the name of saving it for their wards and they end up using the money at the end. When the child asks for the money, parents often ask the child where the money for the food comes from. If you’ve being acting this way, you’ve not being helping your child develop the financial lifestyle that could help him become financially knowledgeable.
When I was little, I had a savings I kept. I had worked for a private farm of a family friend and he paid me stipends every day. I loved the job because I was making so much little. I developed a savings habit and didn’t let my mother know I had being saving. Mom somehow discovered and soon all the money was gone. I felt discourage.
Like me, many kids become discourage and wouldn’t want to save anymore or hand over their little stipend to their parents when they cannot trust them. This means, they’d have to spend immediately they get so that mom or dad doesn’t get to collect it.
At some point as your child grows, you will have to teach him confidence in himself to handle money. My dad used to hand over his salary to me to help him count. He even showed me where he kept the money in the house and asked me sometimes to help him get it. I understood that he was developing trust in me and that experience has helped me tremendously as a grown up.
Teach your child to trust in his capacity to keep money by allowing him keep his money by himself under your supervision. Once in a while, you can ask him how much he has in his accounts and give him a pat on his back for saving the much he has saved. It’s a morale booster for him to save more and to develop a freer air when it comes to dealing with money with you.
Today’s banking world has opened opportunities for kids to save. Gone are those days when a person has to be eighteen before he is entitled to an account. This days even babies own accounts. Teach your child the usefulness of banks. Take him one more step better than his teachers in school by opening a bank account and helping him save what he has being able to save in the house in the bank. Let him also learn to see his account grow fat by his own little inputs. It’s a necessary knowledge boost as it helps your child know the value of saving money having money early in life.
Money doesn’t answer all that one needs. You should know that and let your kids know same. Money isn’t everything and having more money doesn’t guarantee you peace of mind. The reason our society has a lot of juveniles who are getting locked up in our nation’s penitentiaries is because these young men and women were untutored on money. They push for money ahead of anything and would kill or maim to get it and then accept the risk of years in the prison for just a stint of money. This excuse has always being the reason many parents refuse to teach their children about money so early so that they don’t end up as rogues searching for it.
Your child deserves to know getting money is not the altruistic source of comfort but just a means to an end, that comfort only arrives when we are able align our money need in relation to solving problems that supplies us with joy.
Our relationship with others should not be encumbered by the amount of money we have garnered. Rather, it should help us develop that relationship. If it doesn’t, you are way far from enjoying your wealth.
Children may fall prey to the temptation of becoming callous or proud because they feel their parents are well to do. A child who understands money will do otherwise. He will understand that money comes and goes but what stays with us are the relationships we’ve being able to garner, these relationships worth so much more. Money should help us create relationships not destroy them
The common saying that money is a necessary evil may be correct. I’d redefine that statement for your child as “understanding money early in life is a necessary evil.” We don’t get money by pursuing money; we get money by pursuing joy, happiness, peace, satisfaction and contentment. If one pursues money, he will end up having money rule him. If one pursues a healthy relationship with joy, happiness, peace etc., money runs after him as a tool to bolster these relationships.
The earlier your child understands money, the better for you. Your child’s understanding of how money works could be the inertia for getting and benefitting from that money that he gets. In the next chapter, we’ll see how money works.
6 HOW MONEY WORKS
I’ve taken time out to read in books and over the internet about the most successful businessmen before this generation and in this dispensation, people like Bill Gates, Aliko Dangote, etc. These are men who have understood how money works and they allow it work for them. They share the same understanding of money, a foremost fact which has being stressed in this book, the fact that money makes money through the application of talent.
Many parents aren’t businessmen and they fear the risk of jumping into a business and steering its wheels towards success. Some have jumped into a business but they never made headway. The reason is that they lose interest along the way. They lack the passion and drive often supplied by talent to see through the business.
The businesses that have stood the test of time are the talent filled business, business in which the owners were actually pursuing the actualization of talent than the drive to just make money. Those who have opened businesses for the mare fact of making money often fall by the way side with so much money wasted. Bill gates loved computers and has lived his life writing computer programs and making millions daily from it. If you are really talented, that’s where your millions are.
Now you are in a position to tutor your child on how money works because he has to learn from you first. You may not be a businessman but it is still expected that you answer this basic money question. You have to show them how it works.
Let’s say your child runs up to you and says dad or mom, how does money work for us? I’d really like to know. You might first of all look up at the ceiling and think on what you would answer. You may find yourself giving the same answer as their teachers would often tell them at school. The teachers at school don’t know money beyond the wages they collect at the end