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The information presented herein represents the view of the author as of the date of publication. Because of the rate with which conditions change, the author reserves the right to alter and update his opinion based on the new conditions. This ebook is for information purposes (only). While every attemt has been made to verify the information provided in this ebook, neither the authors, nor affiliates or partners, assume any responsibility for errors, inaccuracies or omissions. Any slights of people or organizations are unintentional. If advice concerning legal or related matters is needed, the services of a fully qualified expert or counselor should be seeked out. This ebook is not intented for use as a sourse of legal or accounting advice. You should be aware of any laws which govern business transactions or other business practices in your country and state. Any referance to any persons or business whether living or dead is purely coincidental.