#5. Reporting Identity Theft
If you are a victim of identity theft you are not alone. You are just one of those nameless individuals struggling to reclaim their identity. Countless people have been victimized by this crime and have lost everything. So if you are a victim tell other people and tell it to the right people.
Report identity theft:
If you have been a victim, do not hesitate to call the police or any authorities that can help you. Remember that this is not just a simple theft that you can just forget about afterwards. Losing your identity can have a lot of repercussions not only in terms of personal properties but also with social reputation. And because identity thieves are real slick, authorities would not know what is happening unless you tell them so. They would not even know that there are “two” you without you saying that there is. Only by making an effort to seek the proper authorities and report your case will you be able to help fight this growing criminal bandwagon.
To report identity theft, you will need to visit your local police station. Many people find this experience intimidating. They may also worry that the police will try to hand the guilt over to them or make them feel stupid for being victimized in the first place. But this is not the case. The police in your area will probably have experience dealing with these types of crimes and will understand your feelings. Just remember their job is not to make you feel better, but to help you catch the criminal.
When you report identity theft to the authorities, take with you some evidence such as your credit report, statements from any accounts opened in your name without your authorization, and/or any other documentation that the crime has taken place. You'll also need to bring a list of all the accounts that have been affected by this crime, so the officer can include that list with your report.
Report identity theft to your creditors:
After you finish filing the report, you'll want to make many copies of your police report. Every creditor and financial institution with whom you do business should receive a copy of that report along with a letter explaining that you have been the victim of identity theft. Make sure that you hold onto the original police report because you may need to make even more copies. Copies should also be sent to all three credit reporting agencies. Report identity theft to the FTC:
Even though the police station would be the first people you will think of when asking for help or when reporting an identity theft, do not place much hope that the police will get very far in investigating your case. Identity theft cases rarely end in arrests because the guilty party can too easily cover his or her tracks. However, after you report identity theft to the police, you should contact the Federal Trade Commission (FTC). The FTC is the government agency through which all the cases of identity thefts must pass through before being investigated at the federal level.
The FTC Website:
http://www.ftc.gov/bcp/edu/microsites/idtheft/ to file your complaint and for additional steps to take if you’ve been victimized by identity theft. The FTC may not be able to help you regain what was lost when your identity was stolen but their far-reaching investigations and statistics analysis can be helped if you report identity theft.