financial blueprint of anyone who has a social security number. A very large
misunderstanding is that the different credit bureaus are not each responsible for
creating an individual’s credit score. There are other companies that use the
information on your credit reports to evaluate your worthiness to receive credit
and determine what your credit score will be. The major credit bureaus are the ones that lenders and banks inform when a borrower is making their payments on
time or falling behind on their payments.
The three major credit bureaus are Transunion, Experian, and Equifax. They
are all independently owned and offer other services for both your personal and
business needs. They offer services like fraud protection, decisioning technology,
and marketing tools. If you are looking to research each of these bureaus directly
you will find their direct links at IncomeandCredit.net. Contacting these
companies directly is the only way to correct or repair any mistakes that may be on your credit reports.