There are no guarantees in life.
You know that.
Some aspects of our IUL program ARE contractually guaranteed. However, no one knows how the market indexes will perform over the next few decades. No one knows what will happen with the US, and world economy in the future.
We know the insurance company we most often use for our type of IUL is one of the strongest companies in the world. They’ve withstood the test of time for over 130 years and have always succeeded in spite of facing the biggest challenges this world has ever seen.
We know that over the last 24 years, the blended market index we use has averaged a 9.28% return. Anything could change in the future, but that’s not too bad for a 24 year track record.
We know the IUL account will NEVER lose money due to market downturns. Regardless of what happens, your gains are always locked in, because of the zero % floor that’s set in place.
We know that if you structure, fund and manage your policy properly, with our guidance, the funds you borrow out to live on during your retirement years will be 100% completely tax-free. We don’t know where tax rates will go in the future, but it doesn’t really matter to us, since we know we won’t have to worry about it.
We know in most cases, depending on the state laws where you live, your retirement funds will be safe and secure from creditors, and from lawsuits, bankruptcies, etc. We know we live in a litigious society, and that these days you can get sued for practically anything. It’s great to know that your retirement funds are safe and protected.
We know that if you structure, fund and manage your policy correctly, you have the contractual ability to be provided with a tax-free retirement income for as long as you live. A tax-free, guaranteed income for life. Boy, doesn’t that sound good.
We know you can access your money at any time you wish. You can pull out any amount of money that you wish, for any reason. There are no restrictions or requirements. It’s great to know that if a medical, business, or personal emergency comes up; you have a ready resource of cash that you can turn to any time you want.
We know that your account, its value, and its earnings, are completely PRIVATE. There is NO Government reporting required at all. As our lives are becoming less private by the day, this is very comforting to know.
Is the Barefoot Retirement Plan perfect? Nope. Nothing is.
You don’t just set up an IUL and boom; all of your financial concerns are instantly solved. It does take some time for your account to build and grow. Over time is when the true magic happens.
However, we will go on record to say that we believe this is THE finest, and most beneficial retirement program ever created, PERIOD.
The Barefoot Retirement management team has decades of experience in this industry. We’ve never seen anything come close to being as good as this program is.
The most common reaction we get from potential clients when they see this is; first, their jaw drops to the floor and then they say, “Wow, I’ve never seen anything even half as good as this, ever.”
If they don’t respond like that, they typically fall into the group that feels it’s “Too good to be true,” “Nothing is that good,” “If this is true, I would have heard about this before,” etc., etc.
It’s easy to see how a program this amazing, could be hard to believe that it’s as good as it is. That’s why we encourage you to look into this further and see what you’re on Barefoot Retirement could look like.
