Most people’s first goal is to take care of their own retirement needs. After all, who wants to spend their retirement years working all the time or simply eking out an existence? We only have one life to live, and I believe it should be lived to its fullest and lived with gusto! It’s pretty hard to live your life to its fullest if you are broke or struggling to get by.
That’s why we believe it’s so important that you seriously consider the Barefoot Retirement Plan as a way to take care of your retirement needs so you can live that dream retirement.
Even if you started late or were not able to fund your IUL to the amount you wanted, and your lifetime annual funds that you borrow from your policy during retirement are somewhat modest, many people are shocked at how large their death benefit is with an IUL.
Hopefully at some point, you’ll be in a position where your financial retirement needs are completely achieved. In a position where you’re positive that even with a worst-case scenario, you will still have more than enough funds to live that retirement you’ve always dreamed about. Just imagine what a good feeling that’s going to be!
For some, you will have more than enough retirement funds to take care of yourself and your spouse for as long as you may live. Once you reach that point, human nature naturally leads us to questions like this:
Did I make a difference? Did my life really matter? Did I leave my mark? Was my life significant? Did my life have meaning? Have I truly made a difference in the people’s lives whom I touched in my life? How will I be remembered? Have I helped more people than have helped me? Are other’s lives better because of me?
Here’s one of my favorites by Nelson Henderson:
“The true meaning of life is to plant trees, under whose shade you do not expect to sit.”
One of the great benefits of our program is that we can specifically design plans to help you leave a legacy. A legacy that will transcend your life and be a true blessing to your children, grandchildren, extended family, charities, businesses and much more. We can tailor these custom plans to help you protect, grow, and leverage your retirement savings so you will be able to leave a legacy that will positively impact others.
We know the importance of keeping complete control of your money while you are living. We also know that most people want to keep as much of their wealth as possible in the family. If you don’t plan carefully, and correctly it’s easy to watch your funds evaporate by going to nursing homes, hospitals, the IRS, unintended people or any of the many traps that can siphon off your wealth during the transfer to the next generation.
If you would like to leave a portion of your estate to charities, we can help you structure this so your complete needs and desires are taken care of first. Then the amount of funding you designated to go to charities will live on, benefiting others. What a true blessing that could be. You could make such a meaningful difference in the lives of others whom you will never know.
As you have learned, due to the many benefits of our program and the IUL, you have the potential to leave a much larger legacy than you otherwise could. Many clients are shocked at just how large they are able to grow their accounts with this amazing program.
I think there are a handful of people who when they pass away, plan to leave their estate to the Government. Ha. The huge majority of people already leave far too much to the Government as it is in the form of taxes, estate taxes, death taxes and the like.
If you feel like you’ve already given the Government your fair share, you will be delighted to know that all of your IUL funds are completely tax-free. Thus, it’s likely that you’ll be able to leave much more to charity or to your family than you had thought. With just about any other program out there, you would have had to pay a very hefty percentage of your funds to the Government. With our IUL program, a 100% of your funds are free from all taxes.
We know how to navigate the waters of estate planning. Utilizing techniques to lock in current estate values, gift exemptions, and design plans to utilize all of your annual gift exemptions so you don’t waste any of your available tax savings. If we went in to all the methods and strategies we use, we would overflow the pages in this book! Just be assured that if you are concerned with the challenge of transferring your wealth to the next generation, charities, etc., we have the creative solutions to you need to ensure that your legacy is left intact, and as you wanted it.
We sincerely hope that we can help to make a positive difference in your life. It would be an honor for us to help you structure a plan that helps you achieve your goals and hopefully leave a legacy that will be such a blessing to others.
